Fondation ARRAWAJ is a nonprofit organization, governed by the Dahir of November 1958 and the Law No 18-97 related to the exercise of microcredit activity. Fondation ARRAWAJ was founded in 1996 as FONDEP, and obtained the authorization to provide microcredit services by a Ministerial Decree issued on March 10, 2000.

Fondation ARRAWAJ is committed to supporting the development of income-generating activities, contributing to the financial inclusion of low-income people and encouraging employment through:​

  • ​Providing microcredits to disadvantaged people to enable them to develop their own activity and thus achieve their economic integration;
  • Providing non-financial services related to microcredit, such as training, advisory and technical assistance;
  • Allowing access to its clients to financial and para-financial services, in particular micro-insurance and micro-assistance services;​​